# EMI Calculator

Step 1: Access Calculator

1. Tap EMI calculator from home page quick accsess
2. or find it in the main menu

Step 2: Choose loan type

1. Select calculation method : 
    1. Normal: Stndard calculation
    2. Bullet: Interest only payments

Step 3: Select currency

1. Choose your currency: LAK - Lao Kip , USD - US Dollar

Step 4: Enter loan details

1. Type the amount you want to borrow
2. Enter the interest rate
3. Enter loan duraton in months

Step 5: View result

The<span style="letter-spacing: .35pt;"> </span>calculator<span style="letter-spacing: .35pt;"> </span>instantly<span style="letter-spacing: .35pt;"> </span><span style="letter-spacing: -.1pt;">shows:</span>

<span style="letter-spacing: -.1pt;">Estimated</span><span style="letter-spacing: -.2pt;"> EMI:</span>

- <span style="position: relative; top: -2.5pt; mso-text-raise: 2.5pt; mso-no-proof: yes;"></span>Monthly<span style="letter-spacing: -.2pt;"> </span>payment<span style="letter-spacing: -.2pt;"> </span>amount<span style="letter-spacing: -.2pt;"> </span>(e.g.,<span style="letter-spacing: -.7pt;"> </span>LAK<span style="letter-spacing: -.2pt;"> </span>4,277,777)

Total Interest:

- <span style="position: relative; top: -2.5pt; mso-text-raise: 2.5pt; mso-no-proof: yes;"></span>Total<span style="letter-spacing: -.85pt;"> </span>interest<span style="letter-spacing: -.85pt;"> </span>you'll<span style="letter-spacing: -.85pt;"> </span>pay<span style="letter-spacing: -.8pt;"> </span>(e.g.,<span style="letter-spacing: -.85pt;"> </span>LAK<span style="letter-spacing: -.85pt;"> </span>54,000,000) Total Payable:
- <span style="position: relative; top: -2.5pt; mso-text-raise: 2.5pt; mso-no-proof: yes;"></span>Total<span style="letter-spacing: -.85pt;"> </span>amount<span style="letter-spacing: -.85pt;"> </span>to<span style="letter-spacing: -.85pt;"> </span>repay<span style="letter-spacing: -.85pt;"> </span>(e.g.,<span style="letter-spacing: -.85pt;"> </span>LAK<span style="letter-spacing: -.85pt;"> </span>156,000,000)

Step 6: View Detailed Breakdown (Optional)

1. T<span style="position: relative; top: -2.5pt; mso-text-raise: 2.5pt; mso-no-proof: yes;"></span>ap "View Amortization" button
2. <span style="position: relative; top: -2.5pt; mso-text-raise: 2.5pt; mso-no-proof: yes;"></span>See month-by-month payment schedule
3. <span style="position: relative; top: -2.5pt; mso-text-raise: 2.5pt; mso-no-proof: yes;"></span>Check how much goes to principal vs interest each month