EMI Calculator Step 1: Access Calculator Tap EMI calculator from home page quick accsess or find it in the main menu Step 2: Choose loan type Select calculation method : Normal: Stndard calculation Bullet: Interest only payments Step 3: Select currency Choose your currency: LAK - Lao Kip , USD - US Dollar Step 4: Enter loan details Type the amount you want to borrow Enter the interest rate Enter loan duraton in months Step 5: View result The calculator instantly shows: Estimated EMI: Monthly payment amount (e.g., LAK 4,277,777) Total Interest: Total interest you'll pay (e.g., LAK 54,000,000) Total Payable: Total amount to repay (e.g., LAK 156,000,000) Step 6: View Detailed Breakdown (Optional) T ap "View Amortization" button See month-by-month payment schedule Check how much goes to principal vs interest each month